Your Frugal Friend Blog discusses personal finance, budgeting, frugal tips, goal seeking, and habit tracking! Start your journey to financial freedom with my tips today!
I started a digital products business to sell printables on Etsy in the late summer of 2019. I had wanted to start a side business to add passive income to my budget, but I didn’t have extra cash to use and my lifestyle doesn’t support getting a part time job. The Etsy business idea presented…
One of my favorite challenges to do is a No-Spend month. This year I have challenged myself to do a No-Spend year on clothes and shoes for myself! A No-Spend challenge is a great way to pause your spending and and get your budget back on track. I have done No-Spend challenges in the past…
It is time to talk about my goals for 2020! The start of a new year means new goals and budgets. Analyzing my spending, saving, and debt repayment trends is something that brings me joy! Not only are we starting a new year, but we are starting a new decade. I am ready to make…
When I started my budgeting journey I knew that I needed to get my expenses in check. The cash I made was not covering my cost of living. I knew I needed to start tracking my expenses. Where was my money going? What was I spending it on? This is when I created an expense…
What is zero based budgeting? Zero based budgeting is a simple budgeting method in which you allocate every dollar you earn to expenses, debt, and savings. This is my favorite budgeting method. Zero based budgets are used by budgeting gurus like Dave Ramsey! Why Should I use a Zero Based Budget? Using a zero-based budget…
