Budgeting tips and instructional videos for anyone seeking to reach their financial goals!
Having a tight budget shouldn’t keep you from reaching your savings goals. No matter what your financial situation is, there are ways to save money on a tight budget. I have worked tirelessly to develop a savings system that works for any budget, but especially a tight budget. For years I had a tight budget….
Today I am excited to have Alerie from Girl Meets Wealth write about how to achieve your budget goals! She posts about personal finance and wealth accumulation on Instrgram. Take it away Alerie! Hello y’all! My name is Alerie Hello y’all! My name is Alerie Sebastian, also known as @girlmeetswealth on Instagram. I just recently…
Meal planning on a budget is an important part of any financial journey. Food is the second largest expense in our budget. As a family of four, I am constantly thinking of ways to minimize food costs, but not compromise the quality of the food my family eats. These are my favorite tips, and product…
Using budget categories is the best way to keep your personal budget information organized. Budget categories will help you to understand where your money is coming from and where it is going. This will help you make decisions which will improve your spending habits. Budget Categories – How Detailed Should you get? When I first…
There are many times in life when you may need to go into “storm mode” and pause a debt snowball. A debt snowball is the way I approached paying down my debt. Paying down your debt from the smallest amount to the largest allows you to have small wins frequently. This momentum keeps you motivated…
Learning how to budget your paycheck allows you to be more in control of your cash. When starting a budget for the first time, I recommend budgeting by paycheck using a zero-based budget. This simple budgeting method helps you to monitor your spending and debt repayment more closely in order to be the most successful….
When I started my budgeting journey I knew that I needed to get my expenses in check. The cash I made was not covering my cost of living. I knew I needed to start tracking my expenses. Where was my money going? What was I spending it on? This is when I created an expense…
What is zero based budgeting? Zero based budgeting is a simple budgeting method in which you allocate every dollar you earn to expenses, debt, and savings. This is my favorite budgeting method. Zero based budgets are used by budgeting gurus like Dave Ramsey! Why Should I use a Zero Based Budget? Using a zero-based budget…
