A like-minded frugal friend of mine, Michelle, has graciously accepted my invitation to share her 10 favorite frugal tips for owning a pet! She is an engineer, writer and proud dog mama. She writes about lifestyle design, career success and financial independence at The Better Grind. Use these tips to save money on your dog today! Having…
Choosing between a Traditional or Roth IRA investment account can be confusing. Knowing how these investment accounts work can help you to make financial decisions that can lead to early retirement! I am excited to have a guest post by InspiretoFire.com. He will help you to understand the difference between a Traditional Roth and a…
I am excited to have Mr. LifeOnFire.tv guest post on my blog about his experience as a Dave Ramsey financial coach! Mr. LifeOnFire started with a negative net worth and is now on the road to financial independence! LifeOnFire’s experience is an inspiring story and will help you stay motivated to reach your goals! Introducing:…
A bookshelf spring cleaning project is a great way to eliminate clutter in your home and to get books you have read into the hands of others! Throughout the year, I am given books by family, and I win books in giveaways. I am also given gift cards to our local Half Priced Books. At…
Do you constantly refresh your Etsy sellers app to see how much traffic and visitors you have? Do the number of visitors to your shop match the number of views you have on a daily basis? This may mean that you have a high bounce rate. What is a bounce rate? Google Analytics defines a…
I started a digital products business to sell printables on Etsy in the late summer of 2019. I had wanted to start a side business to add passive income to my budget, but I didn’t have extra cash to use and my lifestyle doesn’t support getting a part time job. The Etsy business idea presented…
One of my favorite challenges to do is a No-Spend month. This year I have challenged myself to do a No-Spend year on clothes and shoes for myself! A No-Spend challenge is a great way to pause your spending and and get your budget back on track. I have done No-Spend challenges in the past…
It is time to talk about my goals for 2020! The start of a new year means new goals and budgets. Analyzing my spending, saving, and debt repayment trends is something that brings me joy! Not only are we starting a new year, but we are starting a new decade. I am ready to make…
When I started my budgeting journey I knew that I needed to get my expenses in check. The cash I made was not covering my cost of living. I knew I needed to start tracking my expenses. Where was my money going? What was I spending it on? This is when I created an expense…
What is zero based budgeting? Zero based budgeting is a simple budgeting method in which you allocate every dollar you earn to expenses, debt, and savings. This is my favorite budgeting method. Zero based budgets are used by budgeting gurus like Dave Ramsey! Why Should I use a Zero Based Budget? Using a zero-based budget…
